It’s time I expressed some outrage
Aug. 8, 2009, 3:49 p.m. by Paul Stiverson
That’s right, folks, it’s that time again. Those who know me best know that I am a full-on supporter of a single payer health-care system (something like every other industrialized country in the world employs), and I find it incredibly vulgar to profit off of somebody else’s health or lack thereof. Not only is it vulgar, it is morally bankrupt to [disrupt a person’s access to health care](http://cbs5.com/local/cancer.treatment.denied.2.1007394.html) after they have specifically and loyally paid for the guarantee of access to health care. Such practices are commonplace in the for-profit health insurance racket: allow somebody to pay ever increasing premiums until they actually need care, then pull the rug out and let them settle for substandard care. Never-mind what the patient and doctor have decided is the best course of action, it is too expensive so fuck you.\n\nThe truth of the matter is that insurance companies are not compelled to pay for expensive care because it hurts their profits, they are primarily responsible to the share-holders, not the policy-holders. The facts are pretty clear that this is the case, [if you file a large claim then your odds of being covered are the same as throwing tails in a coin toss](http://tauntermedia.com/2009/07/28/unconscionable-math/). It would be a different story if the company were to offer a refund of all the money that the policy-holder had ever paid to the insurance company in the case of a defaulted policy, but instead the policy as well as the money go straight into the corporate memory-hole. Imagine if a bank pulled the same stunt: you studiously deposit thousands of dollars per year into a savings account until you decide to retire, only to find your account emptied when you start to withdraw.\n\nBut what about socialism? Won’t Obamacare turn us into Soviet Russia? Why do you hate America? Why do you hate freedom? What are you, a terrorist? Shut the fuck up. If caring about my fellow citizens enough to prevent them from being defrauded in the name of the GDP is socialist then pass me that vodka, comrade. And oh by the way, we already have a system of socialized medicine in this country. It is called Medicaid, and it works pretty well if you are poor enough. In case you are unfamiliar, when you are on Medicaid you walk into a doctor’s office and you get treatment, the doctor doesn’t need to get pre-approved to offer care, the patient doesn’t need to be pre-approved for the visit. The patient walks in, the doctor treats them, the patient walks out, the doctor gets paid. If I could qualify for Medicaid I would apply today, because it is vastly better than the no-insurance I have now.\n\nAlso, let us not forget that the health care reform being discussed in congress could hardly be characterized as “Socialized”. It is not a government sanctioned monopoly like AT&T was back in the day, but instead an option that would allow people to opt out of private health insurance while still maintaining access to doctors. People enrolled in a public option would still be paying for their own health care, but they would be provided with some guarantee that their insurance would not be cancelled over a misspelled word on an application. The notion is that by ensuring that everybody has ready access to a doctor (insurance) many systemic problems can be alleviated: Improved focus on preventative care leads to less expense in catastrophic care, the free-rider problem which artificially inflates our health-care costs will be mitigated to a large degree. It will also push the doctor and staff focus back to caring for patients rather than ensuring that the patient can pay.\n\nThe thing that bothers me the most is the degree to which people are fighting against their own best interests. The system as it stands does not serve the individuals’ interests (unless they are stock-holders of any number of insurance companies), and by fighting to keep it they are permitting the potential for future dismissal of their own insurance policy. I do not wish to forcibly stop them from protesting, the First Amendment allows them to speak their mind, no matter how closed or ignorant it happens to be. I will say that the “Rabble Rabble” approach to protest does little to promote the effective operation of our Republic, but that is just one man’s opinion. Also, [this](http://intershame.com/on/Me/).\n\nI guess I shouldn’t be surprised by this tactic, Limbaugh said from the get-go that he, “[hopes Obama fails](http://www.rushlimbaugh.com/home/daily/site_011609/content/01125113.guest.html)”. He doesn’t want conservative policies to succeed, he just wants liberal policies to fail. If he can’t enforce his sick and twisted viewpoint on America then he wants to burn it to the ground. It is sick (and unamerican), but it is telling. He and other conservative hucksters have no interest in the greater good, they are only on the lookout for themselves and those who wash their backs. What’s worse is they are more than happy to use fear to get ‘the unwashed masses’ to back their agenda. I just hope that people come to their senses before one of them hauls off and kills somebody.\n\nAt the end of the Constitutional Convention in 1787, Ben Franklin was asked what form of government America would have, he replied “A Republic, if you can keep it.” I submit that this fear-baiting is absolutely not the way to keep it.